Dori K. Bailey, Syracuse Attorney, Bond, Schoeneck & King PLLC

Profile

Dori is a financial institutions regulatory attorney who has significant experience representing a wide array of financial institutions, including community and regional credit unions, community, regional and multi-national commercial banks and thrift institutions.

Dori has substantial experience advising federally chartered and state chartered financial institutions regarding highly complex and extensive financial institution regulations. Dori is uniquely positioned to provide comprehensive legal advice to her financial institution clients. She has considerable experience working as a banker in the industry, and she understands the business of banking and the financial institutions market. Dori draws upon her substantial experience in legal and business matters to provide a customized and responsive approach to client needs, and to assist each client in meeting its specific business goals within the legal and regulatory framework for that institution.

Dori has advised her clients regarding the many complex regulatory issues that financial institutions may encounter, including the following:

Privacy and Data Security
Suspicious Activity Reporting
Fraud Investigations
Money Laundering
Lender Liability
Insider Lending
Charter Conversions
Mergers & Acquisitions
De Novo Branching
Federal Preemption
Regulatory Appeals

Disclosure Requirements
Record Retention
Right of Setoff
Restraining Notices
Electronic Funds Transfers
Funds Availability
Trust Accounts
Whistleblower Protection
Indemnification of Directors & Officers
Corporate Governance Matters

Dori has particular experience conducting fraud investigations, including suspected bank fraud, check fraud, loan fraud and mortgage fraud, and assisting with the associated regulatory filings. Dori has also assisted clients in navigating bank and credit union examinations and engaging with regulators. Dori has successfully argued regulatory appeals for her financial institution clients.

Dori also has extensive experience drafting and negotiating all types of agreements and preparing disclosure statements and corporate governance documents for her financial institution clients, for example:

Confidentiality Agreements
Cash Management Services Agreements
Escrow Agreements
Paying Agent Agreements
Custody Agreements
Software License Agreements
Subordination Agreements
Loan and Security Agreements
Guaranty Agreements
Pledge Agreements

Master Services Agreements
Professional Services Agreements
Consulting Agreements
Vendor Agreements
Data Storage Agreements
Member Service Agreements
Deposit Account Agreements
Disclosure Statements
Charters
Bylaws

Dori also has extensive knowledge regarding the myriad of laws and regulations that apply to financial institutions, including the following:

Bank Holding Company Act
Bank Merger Act
Bank Secrecy Act
Change in Bank Control Act
Community Reinvestment Act
Dodd Frank Wall Street Reform and Consumer Protection Act
Electronic Fund Transfer Act
Equal Credit Opportunity Act
Electronic Signatures in Global & National Commerce Act
Fair Credit Reporting Act
Federal Credit Union Act
Federal Deposit Insurance Act
Fair Housing Act
Federal Reserve Act

Gramm-Leach-Bliley Act
Home Ownership and Equity Protection Act
Homeowners Protection Act
Military Lending Act
National Bank Act
New York State Banking Law
Privacy of Consumer Financial Information
S.A.F.E. Mortgage Licensing Act
Savings and Loan Holding Company Act
Servicemembers Civil Relief Act
Truth in Lending Act
Truth in Savings Act
Uniform Commercial Code

Dori assists every financial institution client with a comprehensive and coordinated approach to provide a high quality result that is customized and responsive to her client’s needs.

News

Articles

Honors & Affiliations

Recipient of the 2015 American College of Consumer Financial Services Lawyers Annual Writing Competition Award for A Defense of the Doctrine of Preemption: Revealing the Fallacy that Federal Preemption Contributed to the Financial Crisis, 16 U. Pa. J. Const. L. 1041-1107, 2014
Research Editor, Cornell International Law Journal, 1998-1999

Representative Presentations

The Three C’s of Minority-Owned and Women-Owned Business Enterprises: Control, Certification, and the Constitution, Central New York Women’s Bar Association Annual Meeting, April 28, 2016
The New York Times and Credit Rating Agencies: Indistinguishable Under First Amendment Jurisprudence, Syracuse University College of Law Faculty Workshop Series, September 10, 2015
Commenter, A Structural Case for Prosecutorial Declination, Syracuse University College of Law Faculty Incubator Workshop, April 23, 2015
A Defense of the Doctrine of Preemption: Revealing the Fallacy that Federal Preemption Contributed to the Financial Crisis, American College of Consumer Financial Services Lawyers Annual Meeting, April 18, 2015
Speaker/Panelist, Innovation Today: The Legal Challenges of Funding Startups, Boston University School of Law, Review of Banking and Financial Law Symposium, February 27, 2015

Representative Publications

"The New York Times and Credit Rating Agencies: Indistinguishable Under First Amendment Jurisprudence," 93 Denv. U. L. Rev. 275, 2016
"Preemption Principles: Weighing the Impact of Dodd-Frank," 34 No. 7 Banking & Fin. Services Pol’y Rep. 1, 2015
"A Defense of the Doctrine of Preemption: Revealing the Fallacy that Federal Preemption Contributed to the Financial Crisis," 16 U. Pa. J. Const. L. 1041-1107, 2014

Other Activities

CNY Arts, Inc., Board Member
Fayetteville-Manlius Little League, Assistant Coach
Girl Scouts of the United States of America, Troop Leader

Profile

Dori has advised her clients regarding the many complex regulatory issues that financial institutions may encounter, including the following:

Privacy and Data Security
Suspicious Activity Reporting
Fraud Investigations
Money Laundering
Lender Liability
Insider Lending
Charter Conversions
Mergers & Acquisitions
De Novo Branching
Federal Preemption
Regulatory Appeals

Disclosure Requirements
Record Retention
Right of Setoff
Restraining Notices
Electronic Funds Transfers
Funds Availability
Trust Accounts
Whistleblower Protection
Indemnification of Directors & Officers
Corporate Governance Matters

Confidentiality Agreements
Cash Management Services Agreements
Escrow Agreements
Paying Agent Agreements
Custody Agreements
Software License Agreements
Subordination Agreements
Loan and Security Agreements
Guaranty Agreements
Pledge Agreements

Master Services Agreements
Professional Services Agreements
Consulting Agreements
Vendor Agreements
Data Storage Agreements
Member Service Agreements
Deposit Account Agreements
Disclosure Statements
Charters
Bylaws

Dori also has extensive knowledge regarding the myriad of laws and regulations that apply to financial institutions, including the following:

Bank Holding Company Act
Bank Merger Act
Bank Secrecy Act
Change in Bank Control Act
Community Reinvestment Act
Dodd Frank Wall Street Reform and Consumer Protection Act
Electronic Fund Transfer Act
Equal Credit Opportunity Act
Electronic Signatures in Global & National Commerce Act
Fair Credit Reporting Act
Federal Credit Union Act
Federal Deposit Insurance Act
Fair Housing Act
Federal Reserve Act

Gramm-Leach-Bliley Act
Home Ownership and Equity Protection Act
Homeowners Protection Act
Military Lending Act
National Bank Act
New York State Banking Law
Privacy of Consumer Financial Information
S.A.F.E. Mortgage Licensing Act
Savings and Loan Holding Company Act
Servicemembers Civil Relief Act
Truth in Lending Act
Truth in Savings Act
Uniform Commercial Code

Dori assists every financial institution client with a comprehensive and coordinated approach to provide a high quality result that is customized and responsive to her client’s needs.

News

Articles

Honors & Affiliations

Recipient of the 2015 American College of Consumer Financial Services Lawyers Annual Writing Competition Award for A Defense of the Doctrine of Preemption: Revealing the Fallacy that Federal Preemption Contributed to the Financial Crisis, 16 U. Pa. J. Const. L. 1041-1107, 2014
Research Editor, Cornell International Law Journal, 1998-1999

Representative Presentations

The Three C’s of Minority-Owned and Women-Owned Business Enterprises: Control, Certification, and the Constitution, Central New York Women’s Bar Association Annual Meeting, April 28, 2016
The New York Times and Credit Rating Agencies: Indistinguishable Under First Amendment Jurisprudence, Syracuse University College of Law Faculty Workshop Series, September 10, 2015
Commenter, A Structural Case for Prosecutorial Declination, Syracuse University College of Law Faculty Incubator Workshop, April 23, 2015
A Defense of the Doctrine of Preemption: Revealing the Fallacy that Federal Preemption Contributed to the Financial Crisis, American College of Consumer Financial Services Lawyers Annual Meeting, April 18, 2015
Speaker/Panelist, Innovation Today: The Legal Challenges of Funding Startups, Boston University School of Law, Review of Banking and Financial Law Symposium, February 27, 2015

Representative Publications

"The New York Times and Credit Rating Agencies: Indistinguishable Under First Amendment Jurisprudence," 93 Denv. U. L. Rev. 275, 2016
"Preemption Principles: Weighing the Impact of Dodd-Frank," 34 No. 7 Banking & Fin. Services Pol’y Rep. 1, 2015
"A Defense of the Doctrine of Preemption: Revealing the Fallacy that Federal Preemption Contributed to the Financial Crisis," 16 U. Pa. J. Const. L. 1041-1107, 2014

Other Activities

CNY Arts, Inc., Board Member
Fayetteville-Manlius Little League, Assistant Coach
Girl Scouts of the United States of America, Troop Leader

Practice Areas

Industries

Dori K. Bailey

Member

Profile

News

Articles

Honors & Affiliations

Representative Presentations

Representative Publications

Other Activities